Hello friends, if you are searching for a personal loan bank list. Then you are at the right place, in this blog on personal loan bank list, we have brought you to the top 20 personal loan bank list. This top 20 list of personal loan bank list have clearly defined all the relevant terms and question you would have in your mind.
This top 20 personal loan bank list consist of top 20 personal bank list and their detail regarding personal loan. In this personal loan bank list we have covered all the major public private and international banks, which provide best service to its customer, that’s why they deserve to be here in the list of top personal loan bank list.
Personal Loan Bank List With Maximum Loan Amount
| Sr. No. | Bank Names | Loan Limit |
|---|---|---|
| 1 | Bank of Baroda Personal Loan | Rs. 1 lakh to Rs. 20 lakhs |
| 2 | Union Bank of India Personal Loan | up to Rs 15 lakhs |
| 3 | Indian Overseas Bank Personal Loan | Rs. 15 lakh |
| 4 | Punjab & Sind Bank Personal Loan | Rs. 10,00,000 |
| 5 | Kotak Mahindra Bank Personal Loan | Rs. 5 lakh |
| 6 | Citibank Personal Loan | Rs. 30 lakhs |
| 7 | Standard Chartered Bank Personal Loan | INR 50 lakhs |
| 8 | Yes Bank Personal Loan | Rs. 40 Lakh |
| 9 | IndusInd Bank Personal Loan | Rs 50 lakh |
| 10 | UCO Bank Personal Loan | Rs 15 lakh |
| 11 | IDFC First Bank Personal Loan | Rs. 5 lakh |
| 12 | RBL Bank Personal Loan | Rs 20 lakh |
| 13 | Punjab National Bank (PNB) Personal Loan | Rs 20 lakh |
| 14 | Canara Bank Personal Loan | Rs. 10 lakhs |
| 15 | Federal Bank Personal Loan | Rs 25 lakh |
| 16 | State Bank of India (SBI) Personal Loan | up to 30 lakhs |
| 17 | HDFC Bank Personal Loan | Rs. 40 lakhs |
| 18 | ICICI Bank Personal Loan | Up to Rs 50 lakh |
| 19 | Axis Bank Personal Loan | Rs 40 Lakhs |
| 20 | Bajaj Finserv Personal Loan | Rs. 40 lakh |
Personal Loan Bank List With Interest Rates
| Sr. No. | Bank Names | Max Interest Rates |
|---|---|---|
| 1 | Bank of Baroda Personal Loan | 12% PA |
| 2 | Union Bank of India Personal Loan | 15% PA |
| 3 | Indian Overseas Bank Personal Loan | 11.50% PA |
| 4 | Punjab & Sind Bank Personal Loan | 14% PA |
| 5 | Kotak Mahindra Bank Personal Loan | 10.99% PA |
| 6 | Citibank Personal Loan | 12.5% PA |
| 7 | Standard Chartered Bank Personal Loan | 11.49% PA |
| 8 | Yes Bank Personal Loan | 10.99% PA |
| 9 | IndusInd Bank Personal Loan | 10.49% PA |
| 10 | UCO Bank Personal Loan | 12.45% PA |
| 11 | IDFC First Bank Personal Loan | 5% PA |
| 12 | RBL Bank Personal Loan | 14% PA |
| 13 | Punjab National Bank (PNB) Personal Loan | 14.45% PA |
| 14 | Canara Bank Personal Loan | 12.05% PA |
| 15 | Federal Bank Personal Loan | 10.49 – 17.99% PA |
| 16 | State Bank of India (SBI) Personal Loan | 11 – 15% PA |
| 17 | HDFC Bank Personal Loan | 10.50% PA |
| 18 | ICICI Bank Personal Loan | 10.5% PA |
| 19 | Axis Bank Personal Loan | 8.95% PA |
| 20 | Bajaj Finserv Personal Loan | 11% onwards |
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Top 20+ Personal Loan Bank List With Low Interest
Bank of Baroda Personal Loan – Personal Loan Bank List
Bank of Baroda offers personal loans to individuals who need financial assistance for a variety of reasons, including medical expenses, travel expenses, home renovation, or to pay off credit card debt. Bank of Baroda’s personal loans can range from Rs. 50,000 to Rs. 10,00,000 with flexible repayment tenure up to 60 months. The interest rate on the loan is calculated on a reducing balance basis, and the processing fee is also nominal. The bank also offers prepayment options, allowing borrowers to pay off their loan faster and save on interest charges. Bank of Baroda’s personal loan eligibility criteria include a minimum age of 21 years, a stable income, and a good credit score. The bank’s quick approval process makes it an attractive option for individuals who need access to funds quickly.
Union Bank of India Personal Loan – Personal Loan Bank List
Union Bank of India is a trusted public bank and tops the personal loan bank list. provides personal loans to salaried and self-employed individuals to meet their financial needs. Personal loans from Union Bank of India can be used for various purposes such as travel expenses, wedding expenses, medical emergencies, education, or to purchase consumer durables. The loan amount can range from Rs. 50,000 to Rs. 15,00,000, and the repayment tenure is flexible up to 60 months. The interest rate on the loan is calculated on a reducing balance basis, and the processing fee is nominal. Union Bank of India’s personal loan eligibility criteria include a minimum age of 21 years, a stable income, and a good credit score. The bank’s easy application process and quick disbursal of funds make it an attractive option for those in need of financial assistance.
Indian Overseas Bank Personal Loan – Personal Loan Bank List
Indian Overseas Bank offers personal loans to individuals who need financial assistance for various purposes such as medical expenses, education, travel expenses, or to meet other personal needs. This bank deserves to be in the list of personal loan bank list because it caters to particular type of customer. The loan amount can range from Rs. 50,000 to Rs. 15,00,000, and the repayment tenure is flexible up to 60 months. The interest rate on the loan is calculated on a reducing balance basis, and the processing fee is nominal. Indian Overseas Bank’s personal loan eligibility criteria include a minimum age of 21 years, a stable income, and a good credit score. The bank’s quick approval process and minimal documentation make it an attractive option for individuals in need of financial assistance.
Punjab & Sind Bank Personal Loan – Personal Loan Bank List
Punjab & Sind Bank offers personal loans to salaried and self-employed individuals to meet their financial needs, that’s why it’s the top choice in the personal loan bank list. Personal loans from Punjab & Sind Bank can be used for various purposes such as travel expenses, wedding expenses, medical emergencies, education, or to purchase consumer durables. The loan amount can range from Rs. 50,000 to Rs. 15,00,000, and the repayment tenure is flexible up to 60 months. The interest rate on the loan is calculated on a reducing balance basis, and the processing fee is nominal. Punjab & Sind Bank’s personal loan eligibility criteria include a minimum age of 21 years, a stable income, and a good credit score. The bank’s quick approval process and easy documentation make it an attractive option for individuals in need of financial assistance.
Kotak Mahindra Bank Personal Loan – Personal Loan Bank List
Kotak Mahindra Bank offers personal loans to salaried individuals to meet their financial needs. Personal loans from Kotak Mahindra Bank can be used for various purposes such as travel expenses, wedding expenses, medical emergencies, education, or to purchase consumer durables. The loan amount can range from Rs. 50,000 to Rs. 20,00,000, and the repayment tenure is flexible up to 60 months. The interest rate on the loan is calculated on a reducing balance basis, and the processing fee is nominal. Kotak Mahindra Bank’s personal loan eligibility criteria include a minimum age of 21 years, a stable income, and a good credit score. The bank’s quick approval process and easy documentation make it an attractive option for individuals in need of financial assistance.
Citibank Personal Loan – Personal Loan Bank List
It’s the best international bank that is there in the top personal loan bank list.Citibank offers personal loans to individuals who need financial assistance for various purposes such as medical expenses, education, travel expenses, or to meet other personal needs. The loan amount can range from Rs. 1,00,000 to Rs. 30,00,000, and the repayment tenure is flexible up to 60 months. The interest rate on the loan is calculated on a reducing balance basis, and the processing fee is nominal. Citibank’s personal loan eligibility criteria include a minimum age of 23 years, a stable income, and a good credit score. The bank’s quick approval process and minimal documentation make it an attractive option for individuals in need of financial assistance.
Standard Chartered Bank Personal Loan – Personal Loan Bank List
Standard Chartered is another bank in the list of top personal loan bank list. Bank offers personal loans to individuals who need financial assistance for various purposes such as medical expenses, education, travel expenses, or to meet other personal needs. The loan amount can range from Rs. 1,00,000 to Rs. 50,00,000, and the repayment tenure is flexible up to 60 months. The interest rate on the loan is calculated on a reducing balance basis, and the processing fee is nominal. Standard Chartered Bank’s personal loan eligibility criteria include a minimum age of 21 years, a stable income, and a good credit score. The bank’s quick approval process and minimal documentation make it an attractive option for individuals in need of financial assistance.
Yes Bank Personal Loan – Personal Loan Bank List
Just another bank in the list of personal loan bank list. Yes Bank offers personal loans to salaried and self-employed individuals to meet their financial needs. Personal loans from Yes Bank can be used for various purposes such as travel expenses, wedding expenses, medical emergencies, education, or to purchase consumer durables. The loan amount can range from Rs. 1,00,000 to Rs. 40,00,000, and the repayment tenure is flexible up to 60 months. The interest rate on the loan is calculated on a reducing balance basis, and the processing fee is nominal. Yes Bank’s personal loan eligibility criteria include a minimum age of 21 years, a stable income, and a good credit score. The bank’s quick approval process and easy documentation make it an attractive option for individuals in need of financial assistance.
IndusInd Bank Personal Loan – Personal Loan Bank List
IndusInd Bank offers personal loans to salaried and self-employed individuals to meet their financial needs. Personal loans from IndusInd Bank can be used for various purposes such as travel expenses, wedding expenses, medical emergencies, education, or to purchase consumer durables, that’s why best for such people in the top personal loan bank list. The loan amount can range from Rs. 1,00,000 to Rs. 25,00,000, and the repayment tenure is flexible up to 60 months. The interest rate on the loan is calculated on a reducing balance basis, and the processing fee is nominal. IndusInd Bank’s personal loan eligibility criteria include a minimum age of 21 years, a stable income, and a good
UCO Bank Personal Loan – Personal Loan Bank List
UCO Bank offers personal loans to individuals who need financial assistance for various purposes such as medical expenses, education, travel expenses, or to meet other personal needs. The loan amount can range from Rs. 50,000 to Rs. 10,00,000, and the repayment tenure is flexible up to 60 months. The interest rate on the loan is calculated on a reducing balance basis, and the processing fee is nominal. UCO Bank’s personal loan eligibility criteria include a minimum age of 21 years, a stable
IDFC First Bank Personal Loan – Personal Loan Bank List
IDFC First Bank offers personal loans to salaried and self-employed individuals to meet their financial needs. Personal loans from IDFC First Bank can be used for various purposes such as travel expenses, wedding expenses, medical emergencies, education, or to purchase consumer durables. The loan amount can range from Rs. 1,00,000 to Rs. 20,00,000, and the repayment tenure is flexible up to 60 months. The interest rate on the loan is calculated on a reducing balance basis, and the processing fee is nominal. IDFC First Bank’s personal loan eligibility criteria include a minimum age of 23 years, a stable income, and a good credit score. The bank’s quick approval process and minimal documentation make it an attractive option for individuals in need of financial assistance.
RBL Bank Personal Loan – Personal Loan Bank List
RBL Bank offers personal loans to salaried individuals to meet their financial needs. Personal loans from RBL Bank can be used for various purposes such as travel expenses, wedding expenses, medical emergencies, education, or to purchase consumer durables. The loan amount can range from Rs. 1,00,000 to Rs. 20,00,000, and the repayment tenure is flexible up to 60 months. The interest rate on the loan is calculated on a reducing balance basis, and the processing fee is nominal. RBL Bank’s personal loan eligibility criteria include a minimum age of 25 years, a stable income, and a good credit score. The bank’s quick approval process and easy documentation make it an attractive option for individuals in need of financial assistance.
Punjab National Bank (PNB) Personal Loan – Personal Loan Bank List
PNB provides personal loans to salaried individuals and pensioners to meet their financial requirements. These loans can be used for various purposes, such as home renovation, travel expenses, medical emergencies, education, or purchasing consumer durables. The loan amount can range from Rs. 50,000 to Rs. 10,00,000, with flexible repayment tenure up to 60 months. The interest rate is calculated on a reducing balance basis, and the processing fee is minimal. The eligibility criteria include a minimum age of 21 years, a stable income, and a good credit score. PNB offers a quick approval process and hassle-free documentation, making it an attractive option for those who need financial assistance.
Canara Bank Personal Loan – Personal Loan Bank List
Canara Bank provides personal loans to salaried and self-employed individuals to meet their financial needs. These loans can be used for various purposes, such as home renovation, travel expenses, medical emergencies, education, or purchasing consumer durables. The loan amount can range from Rs. 10,000 to Rs. 5,00,000, with flexible repayment tenure up to 60 months. The interest rate is calculated on a reducing balance basis, and the processing fee is minimal. The eligibility criteria include a minimum age of 21 years, a stable income, and a good credit score. Canara Bank offers a quick approval process and hassle-free documentation, making it an attractive option for those who need financial assistance.
Federal Bank Personal Loan – Personal Loan Bank List
Federal Bank offers personal loans to salaried and self-employed individuals to meet their financial needs. Personal loans from Federal Bank can be used for various purposes such as travel expenses, wedding expenses, medical emergencies, education, or to purchase consumer durables. The loan amount can range from Rs. 50,000 to Rs. 20,00,000, and the repayment tenure is flexible up to 60 months. The interest rate on the loan is calculated on a reducing balance basis, and the processing fee is nominal. Federal Bank’s personal loan eligibility criteria include a minimum age of 21 years, a stable income, and a good credit score. The bank’s quick approval process and easy documentation make it an attractive option for individuals in need of financial assistance.
State Bank of India (SBI) Personal Loan – Personal Loan Bank List
SBI offers personal loans to salaried and self-employed individuals to meet their financial needs. These loans can be used for various purposes, such as home renovation, travel expenses, medical emergencies, education, or purchasing consumer durables. The loan amount can range from Rs. 25,000 to Rs. 20,00,000, with flexible repayment tenure up to 72 months. The interest rate is calculated on a reducing balance basis, and the processing fee is minimal. The eligibility criteria include a minimum age of 21 years, a stable income, and a good credit score. SBI offers a quick approval process and hassle-free documentation, making it an attractive option for those who need financial assistance.
HDFC Bank Personal Loan – Personal Loan Bank List
HDFC Bank provides personal loans to salaried and self-employed individuals to meet their financial needs. These loans can be used for various purposes, such as home renovation, travel expenses, medical emergencies, education, or purchasing consumer durables. The loan amount can range from Rs. 50,000 to Rs. 40,00,000, with flexible repayment tenure up to 60 months. The interest rate is calculated on a reducing balance basis, and the processing fee is minimal. The eligibility criteria include a minimum age of 21 years, a stable income, and a good credit score. HDFC Bank offers a quick approval process and hassle-free documentation, making it an attractive option for those who need financial assistance.
ICICI Bank Personal Loan – Personal Loan Bank List
ICICI Bank provides personal loans to salaried and self-employed individuals to meet their financial needs. These loans can be used for various purposes, such as home renovation, travel expenses, medical emergencies, education, or purchasing consumer durables. The loan amount can range from Rs. 50,000 to Rs. 25,00,000, with flexible repayment tenure up to 60 months. The interest rate is calculated on a reducing balance basis, and the processing fee is minimal. The eligibility criteria include a minimum age of 23 years, a stable income, and a good credit score. ICICI Bank offers a quick approval process and hassle-free documentation, making it an attractive option for those who need financial assistance.
Axis Bank Personal Loan – Personal Loan Bank List
Axis Bank provides personal loans to salaried and self-employed individuals to meet their financial needs. These loans can be used for various purposes, such as home renovation, travel expenses, medical emergencies, education, or purchasing consumer durables. The loan amount can range from Rs. 50,000 to Rs. 25, 00,000, with flexible repayment tenure up to 60 months. The interest rate is calculated on a reducing balance basis, and the processing fee is minimal. The eligibility criteria include a minimum age of 21 years, a stable income, and a good credit score. Axis Bank offers a quick approval process and hassle-free documentation, making it an attractive option for those who need financial assistance.
Bajaj Finserv Personal Loan – Personal Loan Bank List
This is last bank in the list of top personal loan bank list. Bajaj Finserv offers personal loans to salaried individuals to meet their financial needs. These loans can be used for various purposes, such as home renovation, travel expenses, medical emergencies, education, or purchasing consumer durables. The loan amount can range from Rs. 1,00,000 to Rs. 25,00,000, with flexible repayment tenure up to 60 months. The interest rate is calculated on a reducing balance basis, and the processing fee is minimal. The eligibility criteria include a minimum age of 23 years, a stable income, and a good credit score. Bajaj Finserv offers a quick approval process and hassle-free documentation, making it an attractive option for those who need financial assistance.
FAQ – Personal Loan Bank List
What bank is best for a personal loan?
Union Bank of India Personal Loan
Indian Overseas Bank Personal Loan
Punjab & Sind Bank Personal Loan
Kotak Mahindra Bank Personal Loan
Citibank Personal Loan
Standard Chartered Bank Personal Loan
Yes Bank Personal Loan
IndusInd Bank Personal Loan
UCO Bank Personal Loan
IDFC First Bank Personal Loan
RBL Bank Personal Loan
Punjab National Bank (PNB) Personal Loan
Canara Bank Personal Loan
Federal Bank Personal Loan
State Bank of India (SBI) Personal Loan
HDFC Bank Personal Loan
ICICI Bank Personal Loan
Axis Bank Personal Loan
Bajaj Finserv Personal Loan
Which bank gives personal loan very easily?
HDFC Bank offers customers pre-approved loans in 10 second flats* and Non-HDFC Bank customers can get a loan in 4 hours.
How to get 1 lakh rupees personal loan?
Most banks/NBFCs offer a personal loan of Rs 1 lakh at interest rates starting from 10.49% per annum. Such loans are usually given for a period of up to 5 years.
Which bank has less personal loan?
You can get a small personal loan from an online broker, bank or credit union. It is a good idea to compare some different researchers during our search. The right small personal loan for you will depend on your timeline and credit score, as well as the features you think are most important.
Conclusion
Friends, we hope that with the end of this blog on top personal loan bank list. You have decided which bank you should follow to get your personal loan. This top personal loan bank list consist of top 20 personal loan bank list, which will be sufficient and fullfill everyone requirement. Read all the important aspect of t the personal loan bank list before getting one.
