Top 20+ Personal Loan Bank List With Low Interest 2023

Personal Loan Bank List

Hello friends, if you are searching for a personal loan bank list. Then you are at the right place, in this blog on personal loan bank list, we have brought you to the top 20 personal loan bank list. This top 20 list of personal loan bank list have clearly defined all the relevant terms and question you would have in your mind.

This top 20 personal loan bank list consist of top 20 personal bank list and their detail regarding personal loan. In this personal loan bank list we have covered all the major public private and international banks, which provide best service to its customer, that’s why they deserve to be here in the list of top personal loan bank list. 

Personal Loan Bank List With Maximum Loan Amount

Sr. No.Bank NamesLoan Limit
1Bank of Baroda Personal LoanRs. 1 lakh to Rs. 20 lakhs
2Union Bank of India Personal Loanup to Rs 15 lakhs
3Indian Overseas Bank Personal LoanRs. 15 lakh
4Punjab & Sind Bank Personal LoanRs. 10,00,000
5Kotak Mahindra Bank Personal LoanRs. 5 lakh
6Citibank Personal LoanRs. 30 lakhs
7Standard Chartered Bank Personal LoanINR 50 lakhs
8Yes Bank Personal LoanRs. 40 Lakh
9IndusInd Bank Personal LoanRs 50 lakh
10UCO Bank Personal LoanRs 15 lakh
11IDFC First Bank Personal LoanRs. 5 lakh
12RBL Bank Personal LoanRs 20 lakh
13Punjab National Bank (PNB) Personal LoanRs 20 lakh
14Canara Bank Personal LoanRs. 10 lakhs
15Federal Bank Personal LoanRs 25 lakh
16State Bank of India (SBI) Personal Loanup to 30 lakhs
17HDFC Bank Personal LoanRs. 40 lakhs
18ICICI Bank Personal LoanUp to Rs 50 lakh
19Axis Bank Personal LoanRs 40 Lakhs
20Bajaj Finserv Personal LoanRs. 40 lakh

Personal Loan Bank List With Interest Rates

Sr. No.Bank NamesMax Interest Rates
1Bank of Baroda Personal Loan12% PA
2Union Bank of India Personal Loan15% PA
3Indian Overseas Bank Personal Loan11.50% PA
4Punjab & Sind Bank Personal Loan14% PA
5Kotak Mahindra Bank Personal Loan10.99% PA
6Citibank Personal Loan12.5% PA
7Standard Chartered Bank Personal Loan11.49% PA
8Yes Bank Personal Loan10.99% PA
9IndusInd Bank Personal Loan10.49% PA
10UCO Bank Personal Loan12.45% PA
11IDFC First Bank Personal Loan5% PA
12RBL Bank Personal Loan14% PA
13Punjab National Bank (PNB) Personal Loan14.45% PA
14Canara Bank Personal Loan12.05% PA
15Federal Bank Personal Loan10.49 – 17.99% PA
16State Bank of India (SBI) Personal Loan11 – 15% PA
17HDFC Bank Personal Loan10.50% PA
18ICICI Bank Personal Loan10.5% PA
19Axis Bank Personal Loan8.95% PA
20Bajaj Finserv Personal Loan11% onwards

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Top 20+ Personal Loan Bank List With Low Interest

Bank of Baroda Personal LoanPersonal Loan Bank List

Bank of Baroda offers personal loans to individuals who need financial assistance for a variety of reasons, including medical expenses, travel expenses, home renovation, or to pay off credit card debt. Bank of Baroda’s personal loans can range from Rs. 50,000 to Rs. 10,00,000 with flexible repayment tenure up to 60 months. The interest rate on the loan is calculated on a reducing balance basis, and the processing fee is also nominal. The bank also offers prepayment options, allowing borrowers to pay off their loan faster and save on interest charges. Bank of Baroda’s personal loan eligibility criteria include a minimum age of 21 years, a stable income, and a good credit score. The bank’s quick approval process makes it an attractive option for individuals who need access to funds quickly.

Union Bank of India Personal LoanPersonal Loan Bank List

Union Bank of India is a trusted public bank and tops the personal loan bank list. provides personal loans to salaried and self-employed individuals to meet their financial needs. Personal loans from Union Bank of India can be used for various purposes such as travel expenses, wedding expenses, medical emergencies, education, or to purchase consumer durables. The loan amount can range from Rs. 50,000 to Rs. 15,00,000, and the repayment tenure is flexible up to 60 months. The interest rate on the loan is calculated on a reducing balance basis, and the processing fee is nominal. Union Bank of India’s personal loan eligibility criteria include a minimum age of 21 years, a stable income, and a good credit score. The bank’s easy application process and quick disbursal of funds make it an attractive option for those in need of financial assistance.

Indian Overseas Bank Personal LoanPersonal Loan Bank List

Indian Overseas Bank offers personal loans to individuals who need financial assistance for various purposes such as medical expenses, education, travel expenses, or to meet other personal needs.  This bank deserves to be in the list of personal loan bank list because it caters to particular type of customer. The loan amount can range from Rs. 50,000 to Rs. 15,00,000, and the repayment tenure is flexible up to 60 months. The interest rate on the loan is calculated on a reducing balance basis, and the processing fee is nominal. Indian Overseas Bank’s personal loan eligibility criteria include a minimum age of 21 years, a stable income, and a good credit score. The bank’s quick approval process and minimal documentation make it an attractive option for individuals in need of financial assistance.

Punjab & Sind Bank Personal LoanPersonal Loan Bank List

Punjab & Sind Bank offers personal loans to salaried and self-employed individuals to meet their financial needs, that’s why it’s the top choice in the personal loan bank list. Personal loans from Punjab & Sind Bank can be used for various purposes such as travel expenses, wedding expenses, medical emergencies, education, or to purchase consumer durables. The loan amount can range from Rs. 50,000 to Rs. 15,00,000, and the repayment tenure is flexible up to 60 months. The interest rate on the loan is calculated on a reducing balance basis, and the processing fee is nominal. Punjab & Sind Bank’s personal loan eligibility criteria include a minimum age of 21 years, a stable income, and a good credit score. The bank’s quick approval process and easy documentation make it an attractive option for individuals in need of financial assistance.

Kotak Mahindra Bank Personal LoanPersonal Loan Bank List

Kotak Mahindra Bank offers personal loans to salaried individuals to meet their financial needs. Personal loans from Kotak Mahindra Bank can be used for various purposes such as travel expenses, wedding expenses, medical emergencies, education, or to purchase consumer durables. The loan amount can range from Rs. 50,000 to Rs. 20,00,000, and the repayment tenure is flexible up to 60 months. The interest rate on the loan is calculated on a reducing balance basis, and the processing fee is nominal. Kotak Mahindra Bank’s personal loan eligibility criteria include a minimum age of 21 years, a stable income, and a good credit score. The bank’s quick approval process and easy documentation make it an attractive option for individuals in need of financial assistance.

Citibank Personal LoanPersonal Loan Bank List

 It’s the best international bank that is there in the top personal loan bank list.Citibank offers personal loans to individuals who need financial assistance for various purposes such as medical expenses, education, travel expenses, or to meet other personal needs. The loan amount can range from Rs. 1,00,000 to Rs. 30,00,000, and the repayment tenure is flexible up to 60 months. The interest rate on the loan is calculated on a reducing balance basis, and the processing fee is nominal. Citibank’s personal loan eligibility criteria include a minimum age of 23 years, a stable income, and a good credit score. The bank’s quick approval process and minimal documentation make it an attractive option for individuals in need of financial assistance.

Standard Chartered Bank Personal LoanPersonal Loan Bank List

Standard Chartered is another bank in the list of top personal loan bank list. Bank offers personal loans to individuals who need financial assistance for various purposes such as medical expenses, education, travel expenses, or to meet other personal needs. The loan amount can range from Rs. 1,00,000 to Rs. 50,00,000, and the repayment tenure is flexible up to 60 months. The interest rate on the loan is calculated on a reducing balance basis, and the processing fee is nominal. Standard Chartered Bank’s personal loan eligibility criteria include a minimum age of 21 years, a stable income, and a good credit score. The bank’s quick approval process and minimal documentation make it an attractive option for individuals in need of financial assistance.

Yes Bank Personal LoanPersonal Loan Bank List

Just another bank in the list of personal loan bank list. Yes Bank offers personal loans to salaried and self-employed individuals to meet their financial needs. Personal loans from Yes Bank can be used for various purposes such as travel expenses, wedding expenses, medical emergencies, education, or to purchase consumer durables. The loan amount can range from Rs. 1,00,000 to Rs. 40,00,000, and the repayment tenure is flexible up to 60 months. The interest rate on the loan is calculated on a reducing balance basis, and the processing fee is nominal. Yes Bank’s personal loan eligibility criteria include a minimum age of 21 years, a stable income, and a good credit score. The bank’s quick approval process and easy documentation make it an attractive option for individuals in need of financial assistance.

IndusInd Bank Personal LoanPersonal Loan Bank List

IndusInd Bank offers personal loans to salaried and self-employed individuals to meet their financial needs. Personal loans from IndusInd Bank can be used for various purposes such as travel expenses, wedding expenses, medical emergencies, education, or to purchase consumer durables, that’s why best for such people in the top personal loan bank list. The loan amount can range from Rs. 1,00,000 to Rs. 25,00,000, and the repayment tenure is flexible up to 60 months. The interest rate on the loan is calculated on a reducing balance basis, and the processing fee is nominal. IndusInd Bank’s personal loan eligibility criteria include a minimum age of 21 years, a stable income, and a good

UCO Bank Personal LoanPersonal Loan Bank List

UCO Bank offers personal loans to individuals who need financial assistance for various purposes such as medical expenses, education, travel expenses, or to meet other personal needs. The loan amount can range from Rs. 50,000 to Rs. 10,00,000, and the repayment tenure is flexible up to 60 months. The interest rate on the loan is calculated on a reducing balance basis, and the processing fee is nominal. UCO Bank’s personal loan eligibility criteria include a minimum age of 21 years, a stable

IDFC First Bank Personal LoanPersonal Loan Bank List

IDFC First Bank offers personal loans to salaried and self-employed individuals to meet their financial needs. Personal loans from IDFC First Bank can be used for various purposes such as travel expenses, wedding expenses, medical emergencies, education, or to purchase consumer durables. The loan amount can range from Rs. 1,00,000 to Rs. 20,00,000, and the repayment tenure is flexible up to 60 months. The interest rate on the loan is calculated on a reducing balance basis, and the processing fee is nominal. IDFC First Bank’s personal loan eligibility criteria include a minimum age of 23 years, a stable income, and a good credit score. The bank’s quick approval process and minimal documentation make it an attractive option for individuals in need of financial assistance.

RBL Bank Personal LoanPersonal Loan Bank List

RBL Bank offers personal loans to salaried individuals to meet their financial needs. Personal loans from RBL Bank can be used for various purposes such as travel expenses, wedding expenses, medical emergencies, education, or to purchase consumer durables. The loan amount can range from Rs. 1,00,000 to Rs. 20,00,000, and the repayment tenure is flexible up to 60 months. The interest rate on the loan is calculated on a reducing balance basis, and the processing fee is nominal. RBL Bank’s personal loan eligibility criteria include a minimum age of 25 years, a stable income, and a good credit score. The bank’s quick approval process and easy documentation make it an attractive option for individuals in need of financial assistance.

Punjab National Bank (PNB) Personal LoanPersonal Loan Bank List

PNB provides personal loans to salaried individuals and pensioners to meet their financial requirements. These loans can be used for various purposes, such as home renovation, travel expenses, medical emergencies, education, or purchasing consumer durables. The loan amount can range from Rs. 50,000 to Rs. 10,00,000, with flexible repayment tenure up to 60 months. The interest rate is calculated on a reducing balance basis, and the processing fee is minimal. The eligibility criteria include a minimum age of 21 years, a stable income, and a good credit score. PNB offers a quick approval process and hassle-free documentation, making it an attractive option for those who need financial assistance.

Canara Bank Personal LoanPersonal Loan Bank List

Canara Bank provides personal loans to salaried and self-employed individuals to meet their financial needs. These loans can be used for various purposes, such as home renovation, travel expenses, medical emergencies, education, or purchasing consumer durables. The loan amount can range from Rs. 10,000 to Rs. 5,00,000, with flexible repayment tenure up to 60 months. The interest rate is calculated on a reducing balance basis, and the processing fee is minimal. The eligibility criteria include a minimum age of 21 years, a stable income, and a good credit score. Canara Bank offers a quick approval process and hassle-free documentation, making it an attractive option for those who need financial assistance.

Federal Bank Personal LoanPersonal Loan Bank List

Federal Bank offers personal loans to salaried and self-employed individuals to meet their financial needs. Personal loans from Federal Bank can be used for various purposes such as travel expenses, wedding expenses, medical emergencies, education, or to purchase consumer durables. The loan amount can range from Rs. 50,000 to Rs. 20,00,000, and the repayment tenure is flexible up to 60 months. The interest rate on the loan is calculated on a reducing balance basis, and the processing fee is nominal. Federal Bank’s personal loan eligibility criteria include a minimum age of 21 years, a stable income, and a good credit score. The bank’s quick approval process and easy documentation make it an attractive option for individuals in need of financial assistance.

State Bank of India (SBI) Personal LoanPersonal Loan Bank List

SBI offers personal loans to salaried and self-employed individuals to meet their financial needs. These loans can be used for various purposes, such as home renovation, travel expenses, medical emergencies, education, or purchasing consumer durables. The loan amount can range from Rs. 25,000 to Rs. 20,00,000, with flexible repayment tenure up to 72 months. The interest rate is calculated on a reducing balance basis, and the processing fee is minimal. The eligibility criteria include a minimum age of 21 years, a stable income, and a good credit score. SBI offers a quick approval process and hassle-free documentation, making it an attractive option for those who need financial assistance.

HDFC Bank Personal LoanPersonal Loan Bank List

HDFC Bank provides personal loans to salaried and self-employed individuals to meet their financial needs. These loans can be used for various purposes, such as home renovation, travel expenses, medical emergencies, education, or purchasing consumer durables. The loan amount can range from Rs. 50,000 to Rs. 40,00,000, with flexible repayment tenure up to 60 months. The interest rate is calculated on a reducing balance basis, and the processing fee is minimal. The eligibility criteria include a minimum age of 21 years, a stable income, and a good credit score. HDFC Bank offers a quick approval process and hassle-free documentation, making it an attractive option for those who need financial assistance.

ICICI Bank Personal LoanPersonal Loan Bank List

ICICI Bank provides personal loans to salaried and self-employed individuals to meet their financial needs. These loans can be used for various purposes, such as home renovation, travel expenses, medical emergencies, education, or purchasing consumer durables. The loan amount can range from Rs. 50,000 to Rs. 25,00,000, with flexible repayment tenure up to 60 months. The interest rate is calculated on a reducing balance basis, and the processing fee is minimal. The eligibility criteria include a minimum age of 23 years, a stable income, and a good credit score. ICICI Bank offers a quick approval process and hassle-free documentation, making it an attractive option for those who need financial assistance.

Axis Bank Personal LoanPersonal Loan Bank List

Axis Bank provides personal loans to salaried and self-employed individuals to meet their financial needs. These loans can be used for various purposes, such as home renovation, travel expenses, medical emergencies, education, or purchasing consumer durables. The loan amount can range from Rs. 50,000 to Rs. 25, 00,000, with flexible repayment tenure up to 60 months. The interest rate is calculated on a reducing balance basis, and the processing fee is minimal. The eligibility criteria include a minimum age of 21 years, a stable income, and a good credit score. Axis Bank offers a quick approval process and hassle-free documentation, making it an attractive option for those who need financial assistance.

Bajaj Finserv Personal LoanPersonal Loan Bank List

 This is last bank in the list of top personal loan bank list. Bajaj Finserv offers personal loans to salaried individuals to meet their financial needs. These loans can be used for various purposes, such as home renovation, travel expenses, medical emergencies, education, or purchasing consumer durables. The loan amount can range from Rs. 1,00,000 to Rs. 25,00,000, with flexible repayment tenure up to 60 months. The interest rate is calculated on a reducing balance basis, and the processing fee is minimal. The eligibility criteria include a minimum age of 23 years, a stable income, and a good credit score. Bajaj Finserv offers a quick approval process and hassle-free documentation, making it an attractive option for those who need financial assistance.

FAQ – Personal Loan Bank List

What bank is best for a personal loan?

Union Bank of India Personal Loan
Indian Overseas Bank Personal Loan
Punjab & Sind Bank Personal Loan
Kotak Mahindra Bank Personal Loan
Citibank Personal Loan
Standard Chartered Bank Personal Loan
Yes Bank Personal Loan
IndusInd Bank Personal Loan
UCO Bank Personal Loan
IDFC First Bank Personal Loan
RBL Bank Personal Loan
Punjab National Bank (PNB) Personal Loan
Canara Bank Personal Loan
Federal Bank Personal Loan
State Bank of India (SBI) Personal Loan
HDFC Bank Personal Loan
ICICI Bank Personal Loan
Axis Bank Personal Loan
Bajaj Finserv Personal Loan

Which bank gives personal loan very easily?

HDFC Bank offers customers pre-approved loans in 10 second flats* and Non-HDFC Bank customers can get a loan in 4 hours.

How to get 1 lakh rupees personal loan?

Most banks/NBFCs offer a personal loan of Rs 1 lakh at interest rates starting from 10.49% per annum. Such loans are usually given for a period of up to 5 years.

Which bank has less personal loan?

You can get a small personal loan from an online broker, bank or credit union. It is a good idea to compare some different researchers during our search. The right small personal loan for you will depend on your timeline and credit score, as well as the features you think are most important.

Conclusion 

Friends, we hope that with the end of this blog on top personal loan bank list. You have decided which bank you should follow to get your personal loan. This top personal loan bank list consist of top 20 personal loan bank list, which will be sufficient and fullfill everyone requirement. Read all the important aspect of t the personal loan bank list before getting one.

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